Small Business Liability Insurance

Small Business owners need to consider buying Small Business Liability Insurance to protect themselves from lawsuits from accidents on there premises, which might include bodily injury, property damages, medical expenses and cost of defending lawsuits. A small business can also be liable for product liability which might include defective products, breach of express or implied warranty or defective warnings. Small Businesses can also be liable for advertising injury or slander. Buying business insurance is one of the best ways to protect your business from the unexpected. I link below to many good articles that discuss Small Business Liability Insurance and general liability insurance. First read some articles then at the bottom I give links to companies that provide the insurance and to some companies that give aggregate Small Business Liability Insurance Quotes.

Introduction to Small Business Liability Insurance

This is a great summary article about Small Business Liability Insurance found on the Minnesota Department of Insurance website. It discusses the three types of legal damages that you may be sued for which include: compensatory damages, general damages and punitive damages. They what standard liability insurance does not cover you for and give tips and considerations for lowering liability insurance costs. Overall a great short article about small business liability insurance.

Protecting your Business with Small Business Liability Insurance

About.com has a short article about "Protecting your Assets with Business Liability Insurance". They discuss Who Needs Business Liability Insurance, and What is Business Liability Insurance. About.com mentions several types of small business liability insurance which include, general liability insurance, professional liability insurance and product liability insurance.

Insuring Your Small Business

The Insurance Information Network of California (IINC) discusses the ins and outs of small business liability insurance focusing of small home based business insurance. It is a thoughtful article full of information about what kinds of options you need to think of when purchasing small business insurance. For example IINC mentions that many home business think their home owners insurance policy cover them but most homeowners policies only cover maybe $1,000 to $2,500 for business equipment and don't cover liability.

Small Business Insurance Planner from SBA.gov

The Small Business Administration (SBA) gives a good summary of types of Small Business Insurance that you might need to consider. They discuss General Liability, Product Liablity, Professional Liability, Home and Internet Based Businesses, etc.

General Business Liability Insurance

TechInsurance.com has a good page explaining the basic form of business insurance called Commercial General Liability Insurance. A commercial general liability insurance policy generally covers, property damage, personal injury including libel and slander, bodily injury and even sometimes advertising injury. This is a good general interest article about some issues relating to small business liability insurance.

Nationwide Small Business Liability Insurance

Nationwide Insurance has a page on Business Liability Insurance. Nationwide covers a wide range of small business liability insurance needs. They offer coverage for premises liability, employee benefits liability, employment related practices liability, products and completed operations insurance. On the right side of the page there is also a Business Liability Insurance Resource Center which covers Kinds of Business Liability Insurance, Liability Insurance Terms and other interesting Nationwide Insurance resources.

Small Business Insurance Guide

MyOwnBusiness.org gives a good summary guide to Small Business Insurance. Which includes a section on Small Business Liability Insurance in addition to sections on Business Property Insurance, Worker's Compensation Insurance and other insurance with talks about auto, health, life insurance.

Liability Insurance Types for Small Business

AllBusiness.com ( a D&B Company ) discusses the 4 types of liability insurance that small business might need. The four types are General Liability Insurance, Professional Liability Insurance, Product Liability Insurance and Employment Practices Liability Insurance. It is a good short article and AllBusinesses.com also has a Small Business Liability Insurance Quote aggregator which gives you quotes from multiple underwriters.

Small Business Liability Insurance Quotes

After you have learned a bit about what small business general liability insurance you might need from the articles I reference above you need to know where to get some Small Business Liability Insurance Quotes. Below I give you a list of webpages for some major insurance underwriters that can give you a policy and some Business Insurance Aggregators that give you Small Business Insurance Quotes from multiple companies.